The morning has been spent on the budgets. The Gorse Fox started this a while back and had a fairly good handle on things, but today he has gone back through every transaction in the past year and ensured they were all correctly categorised and there was a clear distinction between ad hoc payments, monthly payments, and annual payments.
It has been an informative and cathartic exercise. GF is feels he is now "in control" of all the facts and all of the comings and goings from the accounts. Very satisfying.